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LET’S TALK LOANS

we’ll keep it short ‘n sweet.

What type of loans do you offer?

The Check Cashing Store® offers two short-term loans that give you a financial boost - ideal when an emergency pops up and money is tight.

Loan Comparison
Loan Payday Payday PLUS
Description A short-term cash advance loan that you payback in a single payment. A short-term cash advance loan that you pay back in multiple payments.
Loan Amount $100 - $500 $200 - $1,000
Duration 7 - 31 Days 60 - 90 Days
Pay Flexibility Single Payment Multi Payments
Availability Online & In-Store Online & In-Store
Requirements
  • 18 years or older- Steady income
  • Valid checking account- Active phone number
  • Valid government issued photo ID
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    How long does it take to process my application?
    First-time customers who come into the store can look forward to getting their money in as little as 15 minutes, if approved. Once we have your paperwork on file, we can process your next loan right away. Or you can apply online and get your money deposited directly into your checking account.
    How much can I get?
    Our Online Loans range from $100-$1,000. The slider on our homepage helps you figure out exactly what your loan will cost. You can also visit one of our locations to apply in store where the minimum loan amount is $50.
    Can I take more than one loan at the same time?
    You can only have ONE Payday or Payday Plus loan at a time. Remember, there is a required 24 hour waiting period after you pay off or terminate any payday loan product before you are able to obtain a new loan.
    How do I apply for a Loan?
    You can apply for a loan online, using The Check Cashing Store mobile app or at any retail location.
    Is the application process different for Payday vs. Payday Plus loan?
    The application process is the same for either loan. Complete a single loan application, and depending upon your income level and other underwriting criteria, you will be presented with your approved loan options.
    Are the requirements for a Payday Plus different than a Payday loan?

    The requirements for a Payday Plus and a Payday Loan are the same.

    To get started, you’ll need:

    To be 18 years and older

    To have a valid checking account

    To have a steady income

    To have an active phone number

    To have a valid government-issued photo ID

    How do I know which loan is right for me?
    Either loan is ideal when an emergency pops up and money is tight but only you can decide which loan is right for your financial situation. Short-term loans and cash advances are not recommended as long-term financial solutions. Speak with a Customer Service Representative to learn more about your loan options.
    Does a Payday Plus Loan cost more than a Payday Loan?
    The Payday Plus loan is slightly less expensive than a Payday loan but still an expensive form of credit. The loan payment calculator will help you understand loan costs. We show you everything upfront including finance charges and the total you need to repay. Please speak with a Customer Service Representative for more pricing information.
    Still have questions?
    Speak with a Customer Service Representative at 1-800-361-1407 or visit any of our many retail locations across Florida.

    Download Our Mobile App

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    A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

    The Momentum Prepaid Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Cards are distributed and services by InComm Financial Services, Inc., which is licensed as a Money Transmitter by New York State Department of Financial Services. Cards may be used everywhere Debit Mastercard is accepted. Momentum is a registered service mark of Dollar Financial Group, Inc. Mastercard is a registered trademark of Mastercard International Incorporated.

    Money Mart® and The Check Cashing Store® are registered service marks of Dollar Financial Group, Inc. © 2022 Dollar Financial Group, Inc. d/b/a Money Mart Financial Services Group. All rights reserved.

    ANDROID® is a registered trademark of Google, Inc. APPLE® is a registered trademark of Apple, Inc.

    Standard check cashing fees vary by state. Item fee applies. See store for details.

    * Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Western Union, Western Union Money Transfers®, Quick Collect® and SwiftPay® are registered service marks of the Western Union Holdings, Inc.

    1Agent location count valid as of September 30th 2021.